Backhoe Insurance (Heavy Equipment Insurance)
This insurance covers loss or damage to the equipment and its accessories and spare parts whilst thereon:
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- By accidental collision or overturning or collision or overturning consequent upon mechanical breakdown or consequent upon wear and tear
- By fire, external explosion, self-ignition or lightning or burglary, housebreaking or theft
- By malicious act
- Whilst in transit by road, rail, lift or elevator
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